Cash for PC / MAC Download


App Details

APP Name
Cash App
Square, Inc.
Last Updated
Aug 8, 2022
Varies with device


Cash App is a peer-to-peer payment app that enables users to transfer, receive, and invest money rapidly. The software was first released in 2013 under the name Square Cash by Block, Inc., a former subsidiary of Square, Inc., to take on PayPal and Venmo.

Cash App is not a bank; it is a financial platform. Through its bank partners, it offers financial services and debit cards. The Federal Deposit Insurance Corporation (FDIC) insures your account balance through partner institutions. Cash App Investment LLC, a broker-dealer registered with the Securities and Exchange Commission (SEC) and a member of the Financial Industry Regulation Authority, provides investing services (FINRA).

Users of the Cash App may send and receive money, obtain a debit card, and set up direct deposits. Users may invest in equities for as little as $1 using the investing tool. This is accomplished by purchasing fractional shares of stock. Customers may also use the app to purchase, sell, or transfer Bitcoin.

Editors View

Now, you may use several applications to avoid the most inconvenient aspect of money transfers: queuing. This free peer-to-peer payment tool, formerly known as Square Cash App, is at the vanguard of digital financing. It enables you to transfer money quickly and easily without spending any money. Digital Transactions are completed in minutes. What’s the best part? Cash App allows you to accomplish anything for free.

You must first add your chosen debit card and/or credit card from any of the following banks: Visa, MasterCard, American Express, and Discover to initiate cash-related transactions, such as adding cash to your account. Transfers are easier to manage thanks to the app but utilizing Siri will make them much simpler. Commands can be prompted by using the virtual assistant.

The software not only allows you to deposit and send money online but also assures that you may begin receiving money as well. You may receive payments directly on the app from those who owe you money. You can constantly monitor and evaluate your account’s activity. You may also access your transaction history at any moment. Just save your past receipts as a reference to help you create a better financial strategy.

The software accepts cryptocurrencies in addition to conventional cash. Within the app, users may buy and trade Bitcoin.  Additionally, the software will allow you to deposit up to $10,000 in bitcoin within a 7-day window. According to the PCI-DSS compliance checklist, they must go through 12 separate tests to determine whether the app is trustworthy. Cash App complies with the PCI Data Security Standard at Level 1. (PCI-DSS). This standard safeguards you and your personal information from various (unforeseen) threats.

Users may utilize the Cash Boost to get discounts at a variety of establishments, including (but not limited to) Shake Shack, Chipotle, and numerous beloved cafes. Any Android or iOS smartphone may use the Cash App. Install it on your phone to send money from anywhere at any time.

Sending and Receiving Money

After creating an account, you’ll link your Cash App account to an existing bank account. After connecting a payment source, you may use the mobile app to transfer or receive money. The green payment tab allows users to input a dollar amount and then touch “Request” or “Pay” to establish a payment.

Each Cash App user generates a unique username known as a $Cashtag. By looking up their $Cashtag, you may identify people or organizations to send or request money from. You may also look for people by name, phone number, or email address. You have the option of sending cash from your Cash App balance or a connected funding source.

Money Transfer

For the money that is received here, you have the option of leaving it there or transferring it to your associated bank account. Cash App charges a price for rapid transfers (0.5 percent to 1.75 percent of the transfer amount, with a minimum fee of $0.25), but you may also pick a no-fee standard transfer, which takes one to three working days.

Add Money

Go to the banking section of the app and select “Add Cash” to add money to your Cash App account. Tap “Add” after selecting the desired quantity.

 Cash Card

Customers of Cash App are eligible to get a Cash Card, a debit card linked to their Cash App account. The Cash Card works both in-person and online transactions, like most debit cards. Additionally, you may integrate your Cash Card with online wallets like Apple Pay and Google Pay.

Cash Cards can also be used at ATMs. Each ATM transaction costs $2 using Cash App. Additionally, there may be an additional cost for using the ATM from the ATM owner. Cash App reimburses ATM costs, including third-party ATM fees, for a maximum of three withdrawals every 31 days (up to $7 in fees each withdrawal) for customers who receive direct deposits of at least $300 each month.

The following withdrawal limitations apply to Cash Card transactions:

$310 for each transaction

$1,000 for each 24 hours

$1,000 every seven days

The Cost of Using the Cash App

Cash App is completely free to download and use. It also does not charge for many of its services. Standard transfers from a Cash App balance to a connected bank account are free, while quick transfers incur a modest cost.

Users who request a Cash Card are liable for ATM fees. When you purchase or sell Bitcoin with Cash App, you may be charged a fee. Before you finish the purchase, the cost is shown.


Bitcoin may be purchased and sold using the Cash App, a simple peer-to-peer payment app. There is no fee, and the transfer time is 1-3 days (or instantly for a fee)

Peer-to-peer payments are becoming increasingly popular, and Block Inc., the parent company of mobile credit card processor Square, has responded with the Cash App. Cash App functions without the social elements. You may transfer money to pals or request money from them, and monies are extracted at no cost from a connected bank account or debit card. Cash App adds the option to purchase and sell Bitcoin in 2018, giving it a distinct advantage over other popular payment applications.

It is simple to link your bank account using a debit card, and it provides users with a digital wallet as well as the option to purchase and sell bitcoin. Without authentication, you may only pay $250 every 7 days and receive $1,000 every 30 days.