Google Pay: Save, Pay, Manage
Aug 7, 2022
5.0 and up
Customers may use any credit or debit card registered to their Google Account, including those from Google Play, YouTube, Chrome, or an Android device, to make purchases in your app or website using Google Pay. If your client has a credit or debit card saved in their Google account, you may request it using the Google Pay API.
You may utilize Google Pay in place of a conventional payment method whenever feasible because it is completely compatible with many of the services and products, including subscriptions. Accept payments for tangible items, contributions, subscriptions, and other services.
The version varies depending on the device; to use Google Pay, you must have Android 5.0 or above. When it comes to downloads, Google has received over 500,000,000 downloads and is still growing. Its content is rated 3+ and it was released on September 17, 2017. It is provided by Google LLC.
A mobile payments app called Google Pay was released in 2020.
Google Pay (2018-2022), a digital wallet app that was launched in 2018, is now known as Google Wallet.
In 2013, the digital payments service Google Pay (payment) was launched.
Google Pay Send, a defunct peer-to-peer payment service launched in 2011, was originally known as Google Wallet.
Use Google Pay, a straightforward and secure payment service from Google, to make UPI transfers as well as cell recharges, bill payments, and payments to businesses using your bank account.
Join the millions of Indians who use Google Pay for all their payment requirements. Now refer to friends and earn points and the most exciting recent deals as you pay.
Simply connect your registered mobile phone with your bank account on this app to begin the experience.
UPI ID is a unique ID that is used to make UPI payments instead of bank account data.
The UPI PIN is similar to the Debit Card PIN in that it is a 4- or 6-digit number that you must provide when generating your UPI ID. Do not divulge your PIN to anyone.
Google Pay Features
Multiple security measures from Google and your bank
Your bank account safeguards your hard-earned money, and you are in charge of any withdrawals from it. We are dedicated to protecting your money by utilizing a top-notch security system to assist identify fraud and hacking. Additionally, we cooperate with your bank to safeguard your payment information.
Your UPI PIN secures every transaction, and a device lock technique like your fingerprint can protect your account.
Google Pay is compatible with all Indian banks that accept BHIM UPI.
Pay bills conveniently for DTH, internet, power, FASTag, LPG, and other services.
You simply need to link your biller accounts once, and from then on, we remind you to use just a few taps to pay your bill. Google Pay is compatible with billers throughout the nation.
Discover the most recent prepaid recharge deals to quickly top up your mobile plan. You may quickly and for free recharge any prepaid phone. Find the greatest and most recent recharge plans, as well as repeat recharge, with a single tap.
Check and validate your bank account’s balance. There’s no need to go to the ATM to check your bank balance; you can do it fast and effortlessly online.
Get deals, refer friends, and receive payments into your bank account while earning cash incentives.
Payment by QR code
Pay using a QR code scanner at your favorite brick-and-mortar stores and retailers.
Purchase plane, bus, and rail tickets, as well as shop and order meals online. You may quickly order your favorite meals and plan your vacation within the app or on partner websites and applications. Zomato, red Bus, MakeMyTrip, and others are among the partners.
Use your debit or credit card to make quick and safe payments. Google Pay allows you to add and link your debit and credit cards, which you can then use for:
Online transactions mobile recharges or with online apps.
Payments are made offline at offline shops by tapping your phone on NFC terminals.
Purchase, Sell, And Profit From 24K Gold
MMTC-PAMP-backed rates allow you to trade the gold with confidence. Gold is safely placed in your Google Pay Gold Locker or delivered to your house as gold coins. Amazing! As of right now, Google Pay incentives include gold.
Use UPI transfers to send money from your bank account straight to any other bank account, including ones that aren’t connected to Google Pay.
Google Pay offers quick & secure money transfers using NPCI’s (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI).
Make Loans Available
- Bank Partners: Axis Bank and DMI Finance
- Repayment period: 3 to 48 months
- 34% is the highest possible annual percentage rate.
- The processing fee is 1.5-2.5 percent of the loan amount.
Now Google pay is available even in the United States and many alternative applications and services, such as Apple Pay, Samsung Pay, PayPal, Venmo, Square Cash, Intuit’s Mint, Simplifi, Truebill, Shop, and online banks like Ally, are now arguably directly competing with Google Pay. Several businesses will have to deal with Google advancing aggressively into their industry.
If you choose to use it just as it is right now (as a tap-to-pay app on Android or peer-to-peer payments on the iPhone), you should be able to do that because all the additional capabilities are opt-in. Nonetheless, this is a significant increase in functionality and data collecting in a Google app, raising privacy issues.
Those who want customized offers will have the option of agreeing to a three-month “trial” of enabling Google to examine their transaction history to create their offers as a private choice. After three months, they will be asked if they want to continue utilizing that component of the service.
According to its policy, Google will not “share your transaction history with the rest of Google for targeting advertisements” and will not sell or otherwise make data about users available to outside parties. Several privacy prompts and configuration options will be shown throughout the first-use experience.